Your broker decides which rules protect you.
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Trade Republic
Berlin, holds a full German banking licence, and deposits sit under German protection.
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Scalable Capital
Munich. Flat-fee broker and robo-advisor in one.
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Bitpanda
Vienna, MiCA-licensed, crypto alongside stocks and metals.
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DEGIRO
Amsterdam, part of flatexDEGIRO of Frankfurt. Very low commissions.
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